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Do you need motorcycle insurance or a motorcycle license to purchase a sports bike ?

Do you need either of these things to buy a sports motorcycle ?
I’m 19 and live in Florida. Any idea ?

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26 Responses to “Do you need motorcycle insurance or a motorcycle license to purchase a sports bike ?”

  1. carol v said :

    No, neither is required to make the purchase. Now on the other hand, you will need both to actually ride your new bike in public roadways.

  2. TONY said :

    not if your paying cash.

    if your financing you will need insurance and a license.
    you can sometimes get away with a permit though!!
    money = need nothing

  3. karenhar said :


  4. coyotee said :

    as far as i know you are not required to have either to purchase a bike.

  5. NY1Krr said :

    In the state of Florida, you do not need any type of insurance to ride your motorcyle on a public road. But, if you finance the motorcycle, In most cases, the finance company will require that you carry full coverage.
    If you pay for the bike in cash, then no insurance is needed.
    You do not need a motorcycle license in FL to purchase a motorcycle but you DO need to have a motorcycle license or permit to operate a motorcycle on a public highway.
    Hope that helps

  6. papercutfaint said :

    Take it to Auto Zone and they can run a free diagnostic test for you. This will usually tell you what’s wrong.

  7. disgruntled_penguin said :

    No, but you need them to ride it.

  8. LDJ said :

    Not to buy one but if you want to ride it yes. You can get your learners license that is good for 6 months.

  9. vf29_sandman said :

    hell u could buy a cage with no lic or insurance…but if u plan on drivin it off the lot, u would need it. is no different for bikes. if the dealer in question is like the hd dealer here, u wont even get the keys to ride it off the lot if u dont show proof of insurance. ohio is a real bitc-h about insurance.

  10. FastFred Ruddock said :

    The shop will help you with the insurance but you need at least apermit to ride away on your new bike. However do yourself a huge favor and sign up for Rider Training:

    If you want to keep the freedom to ride consider joining ABATE too:

    Then take a nice ride to the Keys:

    Ride free brother

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